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MANAGEMENT INFORMATION SYSTEM |
The bank’s Management Information System (MIS) is very robust, and capable of generating information on a timely basis.
The bank’s information requirement\capabilities fall under the following categories:
1 Loan portfolio management
2. Savings management
3. Accounting
4. Management report and data analysis
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Loan Portfolio Management
Accurate and timely information on unlimited number of loans products direct linkage to general ledger
- Efficient processing of loan application, approval, collateral, loan guarantors, write-off, reschedule, provisions, interest capitalization and penalty calculation.
- Repayment frequencies: Daily, weekly, bi-weekly, monthly, bi-monthly, quarterly, half-yearly and user definable
- Interest computation: Flat rate, declining balance and amortization
- Individual and group lending.
Saving management
Compulsory saving, loan guarantee savings and voluntary savings
- Interest calculations: monthly average balance or monthly running balance.
- Customized reports on all saving products
Accounting
* Effective segregations into assets, liabilities, equity, income and expenses. |
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